See roughly how much cash you could get for your gold
Pawning means leaving your gold with a bank or pawnbroker in exchange for a loan. They hold the item, you repay the money plus interest, and you get the gold back. This works out what your gold is worth today and what a lender is likely to advance against it.
1 pound = 8 grams. Most chains are 1 to 4 pounds.
The share of your gold's value the lender gives you. 70% is the legal maximum in Sri Lanka, and no lender may go above it. Ask yours for their exact rate.
Charged on the amount you borrow. Banks are usually cheaper than private pawnbrokers.
Your gold is worth about
LKR 326,600
At today's 22K price for the weight you entered.
You could borrow about
LKR 228,620
70% of the value above.
Interest for 6 months
LKR 20,576
To get your gold back you repay
LKR 249,196
The amount you borrowed plus the interest.
That is about LKR 41,533 a month
This is an estimate, not an offer. Every bank and pawnbroker sets its own advance rate and interest, weighs the item themselves, and may value stones and clasps differently. Use it to know roughly what to expect before you walk in, then compare two or three lenders.
Lenders advance a share of what your gold is worth, and 70% is the legal maximum in Sri Lanka. No bank or pawnbroker may go above it, though many offer less. At today's 22K price, one pound of gold is worth about LKR 326,600, so the most anyone could advance on it is roughly LKR 228,620. Use the pawning calculator to work it out for your own weight.
A pound is 8 grams. It is the unit Sri Lankan jewellers quote gold in, so when a shop says a chain costs one pound they mean 8 grams of gold. You may also hear it called a sovereign.
24K is almost pure gold, about 99.9%, and it is soft, so it is sold mostly as bars and coins. 22K is about 92% gold mixed with a little copper or silver to make it hard enough to wear. Nearly all jewellery sold in Sri Lanka is 22K.
Today 22K gold is LKR 326,600 per pound (8 grams), which is LKR 40,825 per gram. 24K gold is LKR 355,000 per pound, or LKR 44,375 per gram. These are the Colombo Gold Market prices for October 31, 2026.