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LakFeed/Tools/Pawning calculator
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Gold Pawning Calculator

See roughly how much cash you could get for your gold

Updated September 16The day the jeweller last set this price. Shops reprice once or twice a day, so yesterday's date is normal.· checked Sep 16, 4:13 PMWhen LakFeed last read the jeweller's own page. We check every hour while shops are open.

Pawning means leaving your gold with a bank or pawnbroker in exchange for a loan. They hold the item, you repay the money plus interest, and you get the gold back. This works out what your gold is worth today and what a lender is likely to advance against it.

Your gold

1 pound = 8 grams. Most chains are 1 to 4 pounds.

Purity

Almost all Sri Lankan jewellery is 22K. Check the stamp inside the item if you are not sure.

The lender's terms

70%

The share of your gold's value the lender gives you. 70% is the legal maximum in Sri Lanka, and no lender may go above it. Ask yours for their exact rate.

1.5%

Charged on the amount you borrow. Banks are usually cheaper than private pawnbrokers.

6 months

What this works out to

Your gold is worth about

LKR 344,000

At today's 22K price for the weight you entered.

You could borrow about

LKR 240,800

70% of the value above.

Interest for 6 months

LKR 21,672

To get your gold back you repay

LKR 262,472

The amount you borrowed plus the interest.

That is about LKR 43,745 a month

This is an estimate, not an offer. Every bank and pawnbroker sets its own advance rate and interest, weighs the item themselves, and may value stones and clasps differently. Use it to know roughly what to expect before you walk in, then compare two or three lenders.

Before you pawn

  • •Compare at least two lenders. Banks usually charge less interest than private pawnbrokers, and the difference over six months can be large.
  • •Ask for the total repayment amount in writing, not just the monthly rate.
  • •Check what happens if you are late. Ask how long the grace period is and when the item can be auctioned.
  • •Keep the ticket safe. You need it to get your gold back.

Common questions about gold prices

How much money can I get if I pawn my gold?

Lenders advance a share of what your gold is worth, and 70% is the legal maximum in Sri Lanka. No bank or pawnbroker may go above it, though many offer less. At today's 22K price, one pound of gold is worth about LKR 344,000, so the most anyone could advance on it is roughly LKR 240,800. Use the pawning calculator to work it out for your own weight.

How many grams are in a pound of gold?

A pound is 8 grams. It is the unit Sri Lankan jewellers quote gold in, so when a shop says a chain costs one pound they mean 8 grams of gold. You may also hear it called a sovereign.

What is the difference between 22K and 24K gold?

24K is almost pure gold, about 99.9%, and it is soft, so it is sold mostly as bars and coins. 22K is about 92% gold mixed with a little copper or silver to make it hard enough to wear. Nearly all jewellery sold in Sri Lanka is 22K.

What is the gold price today in Sri Lanka?

Today 22K gold is LKR 344,000 per pound (8 grams), which is LKR 43,000 per gram. 24K gold is LKR 374,000 per pound, or LKR 46,750 per gram. These are the prices Sri Lankan jewellers published on September 16, 2026.