INR to Sri Lankan Rupee Today
Every bank's INR rate, compared and updated through the day
INR / LKR
Indian RupeeBuying rateup 0.57%since Sep 15Selling rateup 0.09%since Sep 15Updated: Sep 16, 4:15 PMBuying rate
Bank buys → You sell
You hand over INR → you get rupees. Higher is better.
Spread0.53gain LKR 0.53
Selling rate
Bank sells → You buy
You hand over rupees → you get INR. Lower is better.
Spread0.38save LKR 0.38
Market mid rate3.4423The midpoint between buying and selling, averaged across the banks. Useful for comparing one bank with another, but no counter will trade at it.Avg spread0.30The gap between the two rates, which is the bank's margin on the exchange. A smaller gap is better for you, whichever way your money is going.across 15 banks today
How to read these rates
Banks name their rates from their own side of the counter, so they read backwards at first. Here is what each one means for you.
Buying rate
Bank buys → You sell
1 INR → LKR 3.4200
You hand over INR and the bank gives you rupees. This is the rate that counts when money reaches you from abroad: a salary, a remittance, a gift. Higher is better for you.
Selling rate
Bank sells → You buy
LKR 3.4900 → 1 INR
You hand over rupees and the bank gives you INR. This is the rate that counts when you need foreign currency: travel, tuition, an online payment. Lower is better for you.
The gap between the two rates, which is the bank's margin on the exchange. A smaller gap is better for you, whichever way your money is going.
The midpoint between buying and selling, averaged across the banks. Useful for comparing one bank with another, but no counter will trade at it.
Every bank, side by side
Both rates stay on screen either way. This only decides which one the list is sorted and starred by.
BankBuying (you sell)Bank buys → You sellYou hand over INR and the bank gives you rupees. This is the rate that counts when money reaches you from abroad: a salary, a remittance, a gift. Higher is better for you.Selling (you buy)Bank sells → You buyYou hand over rupees and the bank gives you INR. This is the rate that counts when you need foreign currency: travel, tuition, an online payment. Lower is better for you.SpreadThe gap between the two rates, which is the bank's margin on the exchange. A smaller gap is better for you, whichever way your money is going.
Cargills Bank★ BestYou sell3.4200You buy3.54000.12
Amana BankYou sell3.4197You buy3.51980.10
Sampath BankYou sell3.4108You buy3.53140.12
National Development BankYou sell3.4100You buy3.52000.11
Union Bank of ColomboLKR 0.01 lessYou sell3.4072You buy3.51270.11
Deutsche Bank (Colombo Branch)LKR 0.02 lessYou sell3.4000You buy3.49000.09
Indian Overseas Bank (Colombo Branch)LKR 0.02 lessYou sell3.4000You buy3.55000.15
HSBC Sri LankaLKR 0.03 lessYou sell3.3900You buy3.51000.12
People's BankLKR 0.05 lessYou sell3.3743You buy3.50650.13
Pan Asia Banking CorporationLKR 0.06 lessYou sell3.3593You buy3.56820.21
Hatton National BankLKR 0.12 lessYou sell3.2964You buy3.66010.36Seylan BankLKR 0.31 lessYou sell3.1078You buy3.80240.69
DFCC BankLKR 0.35 lessYou sell3.0700You buy3.87000.80
Commercial Bank of CeylonLKR 0.40 lessYou sell3.0200You buy3.61000.59Bank of CeylonLKR 0.53 lessYou sell2.8866You buy3.70660.82
on 1 INRAll Bank Rates →
Work out your amount
Type an amount once and both directions update, each at the best rate available today.
If you are selling INR, you receive
Bank buys → You sell
LKR 3.42
at 3.4200 per INR · Cargills Bank
If you are buying INR, you pay
Bank sells → You buy
LKR 3.49
at 3.4900 per INR · Deutsche Bank (Colombo Branch)
Banks do not publish new rates at weekends. On a Saturday or Sunday these are Friday's closing rates.
Rates are sourced from bank websites and may differ from counter rates. Always verify with your bank before transacting.
Common questions about exchange rates
What is the INR rate in Sri Lanka today?
Today the best buying rate for INR is 3.42 rupees, offered by Cargills Bank, and the cheapest selling rate is 3.49 rupees at Deutsche Bank (Colombo Branch). Rates were last published on September 16, 2026.
What is the difference between the buying and selling rate?
The buying rate is the rate the bank buys at, so it is the rate you sell at. That is the one that matters when money is sent to you. The selling rate is the rate the bank sells at, so it is the rate you buy at. That is what matters before you travel. Banks name both rates from their own side of the counter, which is why they read backwards at first. The selling rate is always the higher of the two; the gap is the bank's margin.
Which bank has the best exchange rate?
It changes daily, which is why this page ranks every bank live instead of naming one. Check on the day you transact, and remember that a bank may also charge a fee on top of the rate.
Why is the Central Bank rate different from the banks?
The Central Bank of Sri Lanka publishes an indicative reference rate for the market. It is not a rate you can transact at, because no counter will trade at it. That is why it is shown separately and left out of the best-rate comparison.
Do exchange rates change at weekends?
No. Banks publish rates on weekdays only and keep serving Friday's closing rates through Saturday and Sunday, so a weekend figure is Friday's number rather than a new one.
How often are these rates updated?
We check every bank's published rate card every 30 minutes while Sri Lankan banks are open. Most banks reprice once or twice a day.